#leasing

All articles tagged with "leasing"

Subprime auto borrowers reach highest share in years as lenders loosen standards

Subprime auto lending rises as lenders loosen standards

Subprime and deep-subprime borrowers accounted for a larger share of auto loans and leases in late 2025, signaling a renewed willingness by lenders to take on risk.

Key Takeaways

Subprime and deep-subprime borrowers accounted for 15.4 percent of fourth-quarter auto loans and leases.
That was the highest fourth-quarter share for those groups since 2021.

DT Editorial Team·May 18, 2026·via autonews.com

Off-Lease EV Wave Reflects the Aftereffects of Tax-Credit-Era Leasing

A growing number of electric vehicles are coming off lease in 2026, a delayed effect of earlier leasing booms fueled in part by federal EV tax credits and affordability dynamics in the U.S. market.

Key Takeaways

More EVs are coming off lease in 2026 because leasing rates surged in earlier years.
Federal EV tax credits helped support those higher leasing rates.

DT Editorial Team·Mar 31, 2026·via autonews.com

Off-lease EV pricing is shaping up as a costly problem for automakers’ finance arms

As more electric vehicles come off lease, automaker finance units face a difficult choice: hold to earlier resale assumptions and price above the market, or cut prices and absorb profit damage.

Key Takeaways

Automaker finance units may face major losses as off-lease EVs return to the used market.
If they keep prices aligned with older resale estimates, the vehicles may be overpriced for buyers.

DT Editorial Team·Mar 29, 2026·via autonews.com